Here's What We Do Better
Inheritance tax can cost loved ones hundreds of thousands in the event of your death, yet it’s possible to legally avoid huge sums of it, or possibly pay none at all. When you die, the Government assesses how much your estate is worth, and then deducts your debts from this to give the value of your estate. Your assets include:Cash in the bank; Investments; Any property or business you own and Payouts from life insurance policies.
We provide advice how Lifetime Transfer can be made efficient; Various Reliefs that can be made during Lifetime; whether there is need to pay inheritance tax at death for both representatives and even the taxpayers and what to do about it.
We also give you the opportunity to invest in the shares of one or more unlisted UK companies that are having a positive impact on the growth of the UK economy. We select companies that we expect to qualify for Business Property Relief (BPR). This is a government-approved relief from inheritance tax. Provided the investment has been held for at least two years at the time of your death, it can be left to your beneficiaries free of inheritance tax. The service has the aim of preserving capital and delivering a consistent, but modest, level of return.
You should keep in mind that the value of an investment may go down as well as up and you may not get back what you originally put in. Tax rules may change in the future, and the value of tax reliefs depends on your own personal circumstances. You should also know that tax reliefs depend on portfolio companies maintaining their qualifying status.
Dealing with it is one of the biggest things you can do, as some simple actions can save you thousands. Although sadly many people ignore it, we can help ease the burden of inheritance tax and asset calculations, so you can carry on with the important things in life.